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1. MAIL: This is the best method of contacting the credit bureaus, because it provides a paper trail of the communication. It is recommended that you contact them by certified mail
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1. Determine the reason for the contact. If you have general questions relating to creditworthiness, borrowing history, FICO scores and codes, you can contact each bureau by mail
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1. Navigate to collectionagencyservices.net. Click the "Credit Reporting Agencies" link located under "Collection Resources" on the left-hand side of the page.
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1. Choose a credit bureau with which to file the fraud alert. The FTC explains you can contact TransUnion, Experian or Equifax. You only have to choose one of the three bureaus because
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